Terms and Conditions

Last Updated: 29 May 2025

1. ACCEPTANCE OF TERMS

These Terms and Conditions ("Terms") govern your use of our personalized learning platform and services ("Service") operated by SKILTY OÜ ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms.

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SERVICE.

2. ELIGIBILITY AND ACCOUNT REGISTRATION

Age Requirements:

  • You must be at least 16 years old to use this Service
  • Users under 18 must have parental consent

Account Registration:

  • You must provide accurate and complete information
  • You are responsible for maintaining account security
  • You must notify us immediately of any unauthorized access
  • We may suspend or terminate accounts that violate these Terms

3. SUBSCRIPTION AND PAYMENTS

Subscription Service:

  • Our Service offers auto-renewing subscriptions
  • To avoid charges, you must cancel at least 24 hours before renewal
  • Subscription fees are charged in advance
  • We may change pricing with reasonable notice

Refund Policy:

Our refund policy is outlined in detail in our Refund Policy page. Please review this policy for complete information about refunds, exceptions, and procedures.

Payment Processing:

  • Payments are processed by third-party providers (including Paddle)
  • You authorize recurring charges for subscriptions
  • Failed payments may result in service suspension

4. USE OF SERVICE

Permitted Use:

  • Personal, non-commercial use only
  • Educational purposes in accordance with our learning objectives

Prohibited Activities:

You may not:

  • Share account credentials
  • Use automated tools (bots, scrapers) to access the Service
  • Copy, distribute, or create derivative works from our content
  • Use the Service for illegal purposes
  • Interfere with Service operation or other users' experience
  • Reverse engineer or attempt to extract source code

5. INTELLECTUAL PROPERTY

Our Content:

  • All course materials, software, and content are our property or licensed to us
  • You receive a limited, non-transferable license to use the Service
  • You may not reproduce, distribute, or create derivative works

Your Content:

  • You retain ownership of content you submit
  • You grant us a license to use your content for Service operation and improvement
  • We may use your feedback and testimonials for promotional purposes

6. PRIVACY AND DATA

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

7. SERVICE AVAILABILITY

Service Provision:

  • We provide the Service "as is" and "as available"
  • We may modify, suspend, or discontinue the Service at any time
  • We do not guarantee uninterrupted access or error-free operation

Technical Requirements:

  • You are responsible for internet connection and compatible devices
  • System requirements may change with Service updates

8. DISCLAIMERS AND WARRANTIES

DISCLAIMER:

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee:

  • Specific learning outcomes or results
  • Uninterrupted or error-free service
  • Accuracy of all content
  • Compatibility with all devices or systems

9. LIMITATION OF LIABILITY

LIABILITY LIMITS:

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • Our total liability is limited to the amount you paid for the Service in the past 12 months
  • We are not liable for indirect, incidental, or consequential damages
  • We are not responsible for data loss or system damage

User Responsibility:

  • You use the Service at your own risk
  • You are responsible for backing up your data
  • You assume all risks related to your use of the Service

10. INDEMNIFICATION

You agree to indemnify and hold us harmless from claims arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights

11. TERMINATION

Termination Rights:

  • You may terminate by canceling your subscription
  • We may terminate for Terms violations or other reasons
  • Upon termination, your access to the Service ends immediately

Effect of Termination:

  • You remain liable for charges incurred before termination
  • Certain provisions survive termination (payment obligations, intellectual property, etc.)

12. DISPUTE RESOLUTION

Governing Law:

These Terms are governed by Estonian law.

Dispute Resolution:

  • First, contact us to resolve disputes informally
  • Disputes may be resolved through binding arbitration
  • You waive the right to class action lawsuits
  • Small claims court remains available for appropriate disputes

13. GENERAL PROVISIONS

Modifications:

  • We may modify these Terms at any time
  • Changes will be posted with an updated date
  • Continued use constitutes acceptance of changes

Assignment:

  • We may assign our rights and obligations
  • You may not assign your rights without our consent

Severability:

  • If any provision is invalid, the remainder stays in effect
  • Invalid provisions will be modified to be enforceable

Entire Agreement:

  • These Terms constitute the complete agreement
  • They supersede all prior agreements

Force Majeure:

We are not liable for delays or failures due to circumstances beyond our reasonable control.

14. CONTACT INFORMATION

For questions about these Terms or the Service, contact us at:

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS.